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LAS VEGAS ASIAN JOURNAL • mAy 14-20, 2009
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Las Vegas, NV 89113
Tel. (702) 367-8000
Fax (702) 367-8011
A Personal Message
from Attorney Joel Bander
Last summer, while American homeowners and consumers were hearing almost daily news of an
impending economic breakdown because of an under-regulated mortgage securities system, Attorney
Norberto Reyes III, an experienced business litigator and licensed real estate broker, was studying and
developing the core of Bander Law Firm’s present mortgage litigation program. During that period, and in
the months following, I shunned the legal strategy of ‘bankruptcy only’ law firms: that homeowners should
flock to the bankruptcy courts as the only appropriate legal path for protecting the family home without
consideration of many viable non-bankruptcy options.
While Bander Law Firm was expanding to our present size of 11 attorneys and 35 support personnel, and
creating our present infrastructure to handle our current large volume of mortgage litigation cases, numer-
ous clients and real estate brokers inquired if the firm would assist them to protect their Nevada properties.
After numerous meetings in Las Vegas, where the economic crisis is worse than in Southern California,
the efficacy of using bankruptcy protections became more palatable for me personally.
Bankruptcy is not the only alternative to protect the family home from foreclosure, as some lawyers only
practicing only in this area preach, but indeed it is a viable alternative for some homeowners, depending
on the economics and age of their home loan, other debts, income, and the strength or weakness of their
mortgage litigation case.
Indeed, with either the bankruptcy court’s or trustee’s permission ‘mortgage litigation’ can be institut