Policy Summary
Please read this document carefully. Full terms and conditions can be found within the
Policy Document.
Churchill Car Insurance Policy
The Churchill Car Insurance Policy is underwritten by Churchill Insurance Company Limited and
will run for 12 months or as shown in the policy schedule.
Please refer to your policy booklet for full terms and conditions and to your policy schedule for
full details of endorsements or excess that may apply.
Significant Features and Benefits
Unlimited unless
equipment fitted after
vehicle built then
restricted to £500 or
10% of the market value
of the car.
Included
Available
Available
£100
£5,000
Included
£300
Unlimited unless
equipment fitted after
vehicle built then
restricted to £500 or
10% of the market value
of the car.
Included
Available
Available
No Cover for Personal
Belongings
No Cover for Personal
Accident
Included
Not Applicable
Audio, television. Telephone and electronic navigation
equipment (Refer to Section 2 of the policy booklet).
Courtesy Car. A Courtesy Car is provided when your vehicle
is being repaired in one of our Recommended Repairers as
a result of an accident covered by this policy
(Refer to Section 8 of the policy booklet).
Driving other Cars. If shown on the certificate of motor
insurance. Cover is restricted to Third Party only
(Refer to Section 1 of the policy booklet).
Protected Bonus. This is available subject to certain criteria.
Refer to your policy schedule.
Personal Belongings on a standard policy.
(Refer to Section 5 of the policy booklet).
Personal Accident Cover for Policyholder & Spouse up to the
aged of 74 (Refer to Section 5 of the policy booklet).
New car replacement is provided if the vehicle is less than
12 months old and you have been the registered keeper
since new (Refer to Section 2 of the policy).
Standard Young driver excess for drivers under 21
(Comprehensive Cover only).
Foreign Use (Refer to Section 6 of the policy booklet).
Full policy cover applies in EU, Norway, and
Switzerland. This is free of charge for up to 90