L. B. FOSTER COMPANY
EXECUTIVE MEDICAL REIMBURSEMENT PLAN
The Medical Reimbursement plan (MRP) is a special benefit for key employees designed to supplement the
comprehensive Medical Plan and the Dental Plan (also referred to in this document as the "Basic Plans"). This
Plan is subject to the same exclusions, limitations, and conditions outlined in your Comprehensive Medical Plan
and Dental Plan booklets with the exception of vision care, chiropractic and mental/nervous, drug/alcohol
treatment. The Plan is designed to provide reimbursement for deductibles, co-insurance, and usual, customary
and reasonable charges which exceed the maximums allowed under the Basic Plans subject to an overall annual
maximum reimbursement as set forth on Page 5. In addition, the Plan also provides reimbursement for certain
vision care expenses. The Plan is administered by Acordia National, hereinafter referred to as Acordia.
Who is eligible for the MRP?
Employees holding positions with a job level exempt 12 and above. In order to receive a benefit under the MRP,
you must be enrolled in the Basic Plan and pay the required contribution.
Certain members of your family are also eligible for coverage. They include (provided you have enrolled them
under the Basic Plan):
o Your spouse.
o Single dependent children under age 19 (unmarried children age 19 up to the child's 25th birthday if the child is
a full-time student who depends solely on the employee for support and maintenance).
o Single dependent children, regardless of age, if they are physically or mentally disabled before age 19. Children
include your natural born children, legally adopted children, stepchildren, and foster children who live with you
and depend on you for support and maintenance. Proof of dependency for other than natural children will be
When do you become eligible?
Your coverage under the MRP will begin the day your Basic plan coverage starts or the day you are promoted to
an exempt level 12, provided you are already enr