Presented by Daniel Toriola
Medical insurance is the most important insurance plan for your life and your family. Medical insurance
provides security for costs you may require when you are sick. When your health is insured, your insurance
company pays all the costs.
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Controlling Your Costs For Medical Care Insurance
By Alston Ballkcom
Your family's bills for medical care insurance and the typical price for health insurance in your area
might be quite different. Several factors have an influence price for medical insurance. You have
control over many of these factors.
The primary factors that affect your price for individual medical care insurance are:
your age
your sex
your town
your tobacco use status
your health care history
your weight
your choice of carrier
your choice of policy and options
Age and Gender
Your age and your gender are major factors that may impact your bills for health insurance. As we age
we become more likely to need medical care. Women carry most of the load when it comes to
reproduction, they visit doctors much more often than men during their childbearing years.
Your Location
Your zip code can impact the cost of your health care coverage. Generally, the more affluent the area,
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Presented by Daniel Toriola
the more physicians will cost. This impacts the size of bills the insurance company pays for and of
course these costs are in turn paid by their customers who live in those areas.
Smoking and Tobacco Usage
Most individual medical care insurance companies will penalize you if you have smoked in the
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