Farm Bureau Bank Premier Business Visa®
Terms and Conditions
Your Request for Credit: I understand that I must provide all the information requested in the Premier Business Visa® Credit Card application, any
required financial statements or other information as may be necessary to process my application and certify that such information is accurate to the
best of my knowledge as of the date provided. I authorize you to verify the information on the application and additional information and exchange
information about me and the Company including requesting reports from credit reporting agencies. I represent that the Account will be used exclusively
for business, commercial, agricultural or organizational purposes and not for personal, family or household purposes. My application is for a line of
credit in the maximum amount for which I qualify, or for the amount requested in the application, whichever is less. I understand that approval of credit
in the maximum amount for which I qualify, even if less than the amount requested, constitutes approval of the application.
Summary of Selected Account Terms: The Farm Bureau Bank Premier Business Visa Credit Card is issued by Farm Bureau Bank FSB, Member
FDIC, pursuant to the Business Line of Credit and Visa Business Card Agreement.
Annual Fee: There is no Annual Fee for this Account.
The finance charge for purchases and cash advances will be computed in accordance with a variable rate plan, consisting of the highest U.S. Prime
Rate as published in Money Rates column of The Wall Street Journal (Index) on either the first or last day of each billing cycle.
Finance Charges accrue on Purchases from the date the Purchase is posted to your Account. You may avoid paying Finance Charges on the Purchase
portion of the "New Balance" shown on your monthly statement if the New Balance is paid in full by the "Payment Due Date" shown on the monthly
statement. The Payment Due Date will be at least 22 days later than the "Closing Date" shown on your month