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Bank issued, FDIC-insured to $100,000
www.edwardjones.com Member SIPC
Douglas B White
1401 Hwy 86
Piedmont, SC 29673
Annual Percentage Yield (APY), effective 11/07/2008. Certificates of Deposit (CDs) are
federally insured up to $100,000 (principal and interest accrued but not yet paid) per issuing
institution. CDs are also federally insured up to $250,000 (principal and interest accrued but
not yet paid) in qualified retirement accounts per issuing institution. Subject to availability
and price change. CD values may decline in a rising interest rate environment, and the market
value may fluctuate if sold prior to maturity. The amount received from the sale of a CD at
current market value may be more than, less than or equal to the amount initially invested.
FDIC insurance does not cover losses in market value in these instances. Early withdrawal
may not be permitted. Yields quoted are net of all commissions. You pay no additional
commissions, annual fees or periodic charges. The estate feature allows heirs to redeem the
CDs upon the death of an owner at face value plus interest earned, subject to limitations. CDs
require the distribution of interest and do not allow interest to compound. CDs offered
through Edward Jones are issued by banks and thrifts nationwide. $5,000 minimum
investment per issuing institution. All CDs sold by Edward Jones are registered with the
Depository Trust Corp. (DTC).
Minimum deposit $5,000