www.TotalBankruptcy.com
Page 1 of 13
Pennsylvania State Bankruptcy Exemptions
§ 6-10-2. Homestead exemption generally
42 Pa. Cons. Stat. § 8127. Personal earnings exempt from process
(a) GENERAL RULE AND EXCEPTIONS.-- The wages, salaries and commissions of individuals shall while in the hands of
the employer be exempt from any attachment, execution or other process except upon an action or proceeding:
(1) Under 23 Pa.C.S. Pt. IV (relating to divorce).
(2) For support.
(3) For board for four weeks or less.
(3.1) For amounts awarded to a judgment creditor- landlord arising out of a residential lease upon which the court has
rendered judgment which is final. However, the amount subject to attachment shall have deducted from it any security
deposit held by the judgment creditor-landlord and forfeited by the judgment debtor-tenant under section 511.1 of the
act of April 6, 1951 (P.L. 69, No. 20), known as The Landlord and Tenant Act of 1951, unless the security deposit has
been applied to payment of rent due on the same premises for which the judgment for attachment has been entered.
The judgment creditor-landlord shall have the burden of proving that such security deposit has been applied to payment
of rent due on the premises herein described. The sum attached shall be no more than 10% of the net wages per pay
period of the judgment debtor-tenant or a sum not to place the debtor's net income below the poverty income guidelines
as provided annually by the Federal Office of Management and Budget, whichever is less. For the purposes of this
paragraph, "net wages" shall mean all wages paid less only the following items:
(i) Federal, State and local income taxes.
(ii) F.I.C.A. payments and nonvoluntary retirement payments.
(iii) Union dues.
(iv) Health insurance premiums.
(3.2) In the case of wage attachment arising out of a residential lease, to implement the wage a