Which legal processes are done when buying a property and can I get help? Andrew and Andrew Solicitors Limited Buying a home is one of the b iggest dec is ions you wi l l make in your l i fe , and you want to make sure you do i t r ight , with a property that you love . There are a number of legal processes that need to be done to ensure the t ransact ion i s legal . Gett ing help f rom conveyancing so l ic i tors Emsworth wi l l make your exper ience a lot smoother , as they know the laws surrounding property and can ass is t you from start to f in ish with a l l o f the legal proceedings . Draft contracts Once your o f fer for your des i red property has been accepted , th is i s when the conveyancing process can rea l ly s tart . The f i r s t th ing that needs to be done i s to rece ive and examine the draf t contracts g iven by the se l ler . Your conveyancing so l ic i tors Emsworth wi l l do th is with prec is ion , and make any necessary enquir ies with the se l ler ' s so l ic i tor . They wi l l a l so go through the contract with you so that you can ra ise any concerns or quest ions that you may have . This draf t contract i s the s tart o f your journey to buying your new home, and sets out a l l o f the re levant in format ion needed about the home such as what the boundar ies are , the condit ion of the property and what f ix tures and f i t t ings are inc luded. Property searches The second process that conveyancing so l ic i tors Emsworth wi l l he lp you with are property searches . Your so l ic i tor wi l l be able to carry out these searches for you , making sure every deta i l i s taken into account and recorded. One type of search includes a local author i ty search , which looks at th ings l ike development p lans near the property and how i t may a f fect you as the owner . Other searches that are carr ied out inc lude looking for f lood r i sks , env i ronmental searches , and checking the land regist ry to prove the se l lers ownership . Af ter your conveyancing so l ic i tors Emsworth have carr ied out the searches , they wi l l compi le a l l o f the informat ion and adv ise you on what to do i f any problems have ar i sen . I f any of the problems are found that aren ' t s tated on the draf t contract , your so l ic i tor wi l l be sure to br ing th is up to the sel ler ' s so l ic i tor and you can choose what to do going forward . Conveyancing for a mortgage Once the re levant searches have been carr ied out , you 've got a l l o f the important deta i l s about the property and you ' re ready to go ahead, i t ' s t ime to get the bal l ro l l ing and get your mortgage in p lace ( i f you ' re not buy ing outr ight ) . F i r s t ly , our conveyancing so l ic i tors Emsworth wi l l rece ive a copy of your mortgage of fer and wi l l go through a l l o f the condit ions with you so that you have a good understanding . Af ter th is , you wi l l usual ly need to get a mortgage va luat ion , which i s done by the mortgage company to ensure that the property i s worth enough to secure a loan . Af ter th is , you wi l l most l ike ly need to f i l l in some surveys , which your conveyancing so l ic i tors Emsworth can help you with , and they wi l l be sent o f f to the mortgage company . F ina l ly , your lender wi l l most l ike ly want you to get home insurance to cover yourse l f i f anything goes wrong. Signing final contracts Once you and your conveyancing so l ic i tors Emsworth have done a l l o f the above steps , you wi l l be ready to buy your new home! The f ina l s tep , and the one that so l id i f ies the purchase i s the s igning and exchanging of the f ina l contracts . These contracts wi l l inc lude a l l o f the informat ion gathered dur ing the process , and any agreements made between the buyer and se l ler . Once the f ina l contracts have been exchanged a long with the transact ion of the depos i t , you wi l l o f f ic ia l ly own your new home! http :a2sol ic i tors .co .uk/conveyancing/ https :www.gov .uk/buy-se l l -your-home/transferr ing- ownership-conveyancing https :hoa .org .uk/advice/guides- for-homeowners/ i -am- buying/conveyancing-made-easy- for-buyers/ Sources :