Marketing and Servicing Agreement between Republic Bank & Trust Company and Advance America
Cash Advance Centers of North Carolina, Inc. (portions of the exhibit have been omitted pursuant to a
request for confidential treatment).
A mark of [***] in the text of this Exhibit indicates that confidential material has been omitted.
This Exhibit, including the omitted portions, has been filed separately with the Secretary of the Securities and
Exchange Commission pursuant to an application requesting confidential treatment under Rule 24b-2 of the
Securities Exchange Act of 1934.
MARKETING AND SERVICING AGREEMENT
This Marketing and Servicing Agreement (this “Agreement”), dated as of the 12th day of February,
2003, is by and between (i) Republic Bank & Trust Company, a Kentucky state-chartered bank (“BANK”),
and (ii) (a) Advance America, Cash Advance Centers of North Carolina, Inc., a Delaware corporation (“AA”)
and (b) McKenzie Check Advance of North Carolina, LLC d/b/a National Cash Advance, a Tennessee limited
liability company (“NCA,”) which shall hereinafter sometimes collectively be referred to as “ADVANCE
WHEREAS, AA is a duly organized and validly existing Delaware corporation, authorized to do business
in the State of North Carolina;
WHEREAS, NCA is a duly organized and validly existing Tennessee limited liability company, authorized
to do business in the State of North Carolina;
WHEREAS, BANK is a Kentucky state-chartered bank insured by the Federal Deposit Insurance
Corporation and is authorized under applicable Kentucky and federal law to engage in the transactions referred
WHEREAS, BANK agrees that during the term of the Agreement BANK will deal exclusively, with the
possible exception of BANK’s existing relationship with [***] whereby BANK engages in TRANSACTIONS (as defined
below) with [***] in North Carolina, with ADVANCE AMERICA with respect to TRANSACTIONS for all CUSTOMERS (as
defined below) loc