Executive Banking Relationship Account Terms Page 1 of 2 Rev. 12/1/09
Executive Banking
Relationship
Checking
Relationship
Money Market
Relationship
Savings
Relationship
Certificate of Deposit
Relationship
IRA CD
Premier
Ultimate
CD
Minimum
Opening Amount
$50
$50
$50
$1,000
$1,000
$10,000
Minimum Daily
Balance
Required to
Avoid
Maintenance Fee
$50,000(m)
$5,000
$1,000
N/A
N/A
N/A
Maintenance Fee
$25 (m)
$20 (m)
$3 (m)
None
None
None
Discount for
Safe Keeping(b)
$2 off
$2 off
Safe Keeping Only
N/A
N/A
N/A
Minimum Daily
Balance
Required to Earn
Stated Annual
Percentage Yield
$1,000 (i)
$5,000 (i)
$1,000 (i)
$1,000 (i)
$1,000 (i)
$10,000
Excessive
Transaction Fee
or Excessive
Withdrawal Fee
N/A
Excessive Transaction
Fee: $10 per pre-
authorized withdrawal
in excess of limits
outlined in (g)
Excessive Withdrawal
Fee: $10 per
withdrawal in excess
of six per monthly
statement cycle
(l)
(l)
Excessive Transaction
Fee: $50; Early
Withdrawal Fee:
0.50% of withdrawal
amount; (k)
Insufficient
Funds Fee –
Item Rt (per item)
$28
$28
$28
N/A
N/A
$28
Insufficient
Funds Fee –
Item Pd (per item)
$30
$30
$30
N/A
N/A
$30
Other Applicable
Terms
(e), (f), (i),
(j), (m)
(g), (i), (j), (m)
(g), (i), (j), (m)
(i), (l)
(i), (l)
(c), (g), (j), (k)
Executive Banking Relationship Account Terms Page 2 of 2 Rev. 12/1/09
Account Terms and Conditions
Account Activity Fees
Draft Collection Fee
$20
Check Printing Fee
Varies (f)
Stop Payment Fee (per request)
$20
Deposited Item Return Fee
$5
Deposited Item Redeposited Fee
$2
Overdraft Service Fee
$3
Dormant Account Fee – Checking &
Money Market (per month)
$25
Dormant Account Fee – Savings
(per month)
$10
Early Closure Fee
(closed within 90 days of opening)
$25
Inactivity Fee
$10
Legal Processing Fee (per debit item)
$75
Bond Coupon Collection Fee (plus bank cost)
$10
Branch Account Reconciliation Fee (