Head Office: PO Box 547, Ipswich IP3 9WZ Telephone 0845 230 8686* Facsimile 01473 278600
E-Mail enquiries@ibs.co.uk Web Site www.ibs.co.uk
Ipswich Building Society acts as an introducer to Liverpool Victoria group of companies for investment, protection and pensions.
Ipswich Building Society is authorised and regulated by the Financial Services Authority and entered on the Financial Services Authority
Register, registration number 104875. *To help maintain service quality some telephone calls may be recorded and monitored. LV= is
a trade mark of Liverpool Victoria Friendly Society Limited and a trading style of the Liverpool Victoria group of companies.
MOR3 (02/09)LENDING AREA:
England and Wales
PROPERTY:
All FREEHOLD considered (except flats and maisonettes)
LEASEHOLD - Minimum 70 years left on lease at the start of your mortgage.
MORTGAGE TERM:
Minimum 5 years Maximum 40 years
(Buy to Let mortgages maximum of 25 years)
STATUS:
All loans are subject to status and valuation. Borrowers must be aged 18
years or over. Security over the property is required.
LOAN SIZE:
Minimum loan is £25,000. See overleaf for maximum loan on each
product.
PORTABILITY
All of our current mortgage products are portable.
SHARED OWNERSHIP:
Available on Affordable Home Loan products only. Subject to Lease meeting
Society’s Shared Ownership terms and conditions.
SELF BUILD:
Available on all products except specialist remortgage products, Buy to Let
and Affordable Home Loan. Please ask for details.
RIGHT TO BUY / RIGHT TO ACQUIRE:
Available on all products except specialist remortgage products, Buy to Let
and Affordable Home Loan. Additional funds can be borrowed for home
improvements. Maximum LTV 75% of open market value. 100% of
discounted purchase price available.
BUY TO LET:
Up to 4 properties considered. Monthly rental income must be at least 130%
of monthly interest repayment. Total loan to individual/joint borrowers not to
exceed £500,000.
Requirements:
• Properties must be let on an approved Assured Shorthold Tenancy
• Prope