AccuQuote Provides Tips to Help Consumers Prepare for a Term Life
Insurance Paramedical Exam
AccuQuote, a leader in providing term life insurance quotes to people across the United States,
provides tips to help consumers applying for life insurance coverage prepare for a term life
insurance paramedical exam.
(PRWEB) February 15, 2010 -- AccuQuote, a leader in providing term life insurance quotes to people across the
United States, provides life insurance exam tips to help consumers applying for life insurance coverage prepare
for their paramedical exam.
When applying for an individually underwritten term life insurance policy, consumers are generally required to
take a mandatory paramedical exam. A paramedical exam consists of questions about your health history, height
and weight measurements, blood pressure and pulse, urine specimen and a possible blood sample. The
confidential exam usually lasts no more than 30 minutes. Its results determine how much a consumer will pay for
his or her life insurance coverage.
“Since the underwriting process depends highly on your exam results, it’s important to properly prepare so that
you get the lowest rate possible,” says Bryon Udell, founder and CEO of AccuQuote. “Abnormal test results due
to a lack of preparation may result in a higher than necessary premium payment.”
AccuQuote provides the following tips to help consumers prepare for their life insurance paramedical exam:
One week before the exam:
• Eat healthy by avoiding foods with high salt and sugar content
• Avoid high levels of stress
Three days before the exam:
• Avoid drinking alcohol for 72 hours before your exam. “If you do drink, your liver enzymes may elevate
causing abnormal test results,” says Udell.
• Maintain a healthy diet
One day before the exam:
• Avoid caffeine products as they cause blood pressure to rise
• Do not take any pain medications
• Avoid strenuous exercise to avoid elevated protein levels in the urine
• Do not eat anything eight to 10 h