Marketing and Servicing Agreement between Republic Bank & Trust Company and ACE Cash
Express, Inc. (portions of the exhibit have been omitted pursuant to a request for confidential
A mark of [***] in the text of this Exhibit indicates that confidential material has been omitted.
This Exhibit, including the omitted portions, has been filed separately with the Secretary of the Securities and
Exchange Commission pursuant to an application requesting confidential treatment under Rule 24b-2 of the
Securities Exchange Act of 1934.
MARKETING AND SERVICING AGREEMENT
This Marketing and Servicing Agreement (this “AGREEMENT”), dated as of the 21 st day of October,
2002, is by and between Republic Bank & Trust Company, a Kentucky state-chartered bank (“BANK”) and
ACE Cash Express, Inc., a Texas corporation (“COMPANY”).
WHEREAS, COMPANY is a duly authorized and validly existing Texas corporation, authorized to do
business in the states of Texas, North Carolina and Pennsylvania;
WHEREAS, BANK is a Kentucky state-chartered bank insured by the Federal Deposit Insurance
Corporation and is authorized under applicable Kentucky and federal law to engage in the TRANSACTIONS
(as defined below) referred to herein;
WHEREAS, BANK agrees that during the term of the AGREEMENT, BANK will deal with
COMPANY with respect to TRANSACTIONS (as defined below) for all CUSTOMERS (as defined below)
located in the MARKET (as such term is defined hereinbelow) at the time of the TRANSACTION;
WHEREAS, COMPANY agrees that BANK shall have the first and exclusive right to all
TRANSACTIONS originated in the MARKET by COMPANY stores up to a maximum of [***], exclusive of
TRANSACTIONS rejected by the BANK, at such time when COMPANY, using commercially reasonable efforts, is able
to terminate COMPANY’S arrangements existing on the date hereof to offer and provide TRANSACTIONS or any product that
is the same as or substantially similar to the TRANSACTIONS within the M