How Do I Get the Best
Deal on a Car?
Know what the car is worth.
Check out the Kelly Blue Book and the
NADA guide online or in a public
library to find out what the car is worth.
The model, year, and mileage will
determine its price.
Ask a trusted mechanic to examine
the car before you buy to make sure
that there is no structural or mechanical
damage that you cannot see.
Watch out for dealer markups.
Car dealers often charge customers a
higher interest rate than they qualify
for and can mislead you about your
credit rating. Know your credit score and
current interest rates before you shop!
Remember…car and loan prices
are not fixed.
Never take the car home before
the loan and sale are final!
Appleseed would like to thank JAM Latino and Mark Robinson
for their invaluable contribution to the drafting and design
of this brochure series.
Federal Trade Commission
Consumer help line: 1-877-382-4357.
Identity theft line: 1-877-438-4338.
Fannie Mae Foundation
Free guides on credit and home loans.
Call toll free: 1-800-611-9566.
Housing and Urban Development
Free advice on home buying.
Call toll free: 1-800-569-4287.
www.hud.gov or www.espanol.hud.gov
Online Consumer Help:
Federal Reserve Bank
Brochures on credit, finances, and how to buy
a car or home.
Financial education materials from U.S.
Call toll free: 1-888-MYMONEY (696-6639).
Call the Attorney General’s office in your state if
you believe that a provider of goods and services
has treated you unfairly.
To download all of the brochures in this series,
log on to www.appleseeds.net
Would You Like to Buy
a Car and Be Able to Make
Before you say “yes,” there are many things
you should know to avoid making a bad deal.
Where Do I Start?
Get the loan first. Auto loans from