CIGNA SUPPLEMENTAL PENSION PLAN OF 2005
(Effective as of January 1, 2005)
CIGNA Corporation, for itself and its subsidiaries that participate in the CIGNA Pension Plan,
established the CIGNA Supplemental Pension Plan effective January 1, 1983 to provide eligible employees with
retirement benefits that cannot be provided by the CIGNA Pension Plan because of certain restrictions.
This Plan is an "excess benefit plan" under ERISA Section 3(36) and an unfunded plan maintained
primarily for the purpose of providing deferred compensation for a select group of management or highly
compensated employees under ERISA Section 401(a)(1).
Due to requirements imposed by Internal Revenue Code Section 409A, CIGNA is freezing the CIGNA
Supplemental Pension Plan as of December 31, 2004 and adopting this new plan – the CIGNA Supplemental
Pension Plan of 2005, effective as of January 1, 2005. The frozen CIGNA Supplemental Pension Plan will
provide only supplemental retirement benefits that were earned and 100% vested as of December 31,
2004. This new plan will provide supplemental retirement benefits that are earned or (regardless of when earned)
become 100% vested after December 31, 2004.
Article I Definitions
Except as otherwise provided in this document, Plan terms with initial capital letters are as defined in the
CIGNA Pension Plan. The following definitions apply to this Plan:
"Beneficiary" means the person(s) (or trust) designated by a Participant, or determined by the Plan
Administrator, under Section 4.5.
"CIGNA" means CIGNA Corporation, a Delaware corporation, or its successor.
“Code” means the Internal Revenue Code of 1984, as amended.
"Committee" means the Corporate Benefit Plan Committee of CIGNA, or a successor committee or
person designated by CIGNA's Chief Executive Officer.
"Company" means CIGNA Corporation and those of its subsidiaries and affiliates that participate i