[*] DESIGNATES PORTIONS OF THIS DOCUMENT THAT HAVE BEEN OMITTED PURSUANT TO A REQUEST FOR
CONFIDENTIAL TREATMENT FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION.
FIRST ADDENDUM TO
SECOND AMENDED AND RESTATED MARKETING AGREEMENT
This Addendum, effective as of the 16 day of November, 2009 (“Effective Date”), is attached to, and is part of, a Second
Amended and Restated Marketing Agreement between Company and Bank dated November 16, 2009 (“Agreement”). Except as
otherwise set forth herein to the contrary, all other terms and conditions of the Agreement shall remain in full force and effect. In
the event of a conflict between the terms of this Addendum and the Agreement, the terms of this Addendum shall prevail.
Capitalized terms not defined in this Addendum shall have the meanings set forth for such terms in the Agreement.
WHEREAS, under the Agreement, Bank has agreed to make Bank’s line of credit product known as iPower Plus Line of
Credit (“IPLOC” or “IPLOC Program”) available to qualifying Cardholders, subject to certain terms and conditions set forth in
WHEREAS, Bank and Company desire to set forth in this Addendum Company’s obligation with respect to the funding of
excess losses, if any, attributable to loan advances requested by Cardholders under the IPLOC Program during the 2009/2010
Tax Season; and
WHEREAS, Bank and Company further desire to set forth in this Addendum Bank’s obligation to pay Company a
commission from profits, if any, attributable to loan advances requested by Cardholders under the IPLOC Program during the
2009/2010 Tax Season.
NOW, THEREFORE, in consideration of the foregoing, and for other good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, the Parties, intending to be legally bound, agree as follows:
Except as otherwise specifically indicated, the following terms shall have the following meanings in this Addendum (such