REAL ESTATE LIEN NOTE
$1,400,000.00 Houston, Texas September 1, 1998
For value received, the undersigned, as principal, (the "Maker") promises to pay to the order of VISTA
HEALTHCARE, INC., a Texas corporation (the "Payee"), at the Payee's offices at 1401 Vista, Pasadena,
Texas 77504, in legal and lawful money of the United States of America the principal sum of ONE MILLION
FOUR HUNDRED THOUSAND AND NO/100 DOLLARS ($1,400,000.00), with interest thereon from date
hereof until maturity upon the balance of the principal sum at the rate of EIGHT AND ONE-HALF PERCENT
(8.5%) per annum until paid.
This Note, both as to principal and interest, shall be due and payable as follows:
Upon demand, but if demand not sooner made, in eighty-four (84) monthly installments (both principal and
interest), with the first installment in the amount of TWENTY-TWO THOUSAND ONE HUNDRED
SEVENTY-ONE AND 08/100 DOLLARS ($22,171.08) being due and payable on October 1, 1998 and a
like installment to be paid on or before the same calendar day of each succeeding month for eighty-four (84)
months until this Note is paid in full.
All payments make under this Note shall be applied first to accrued interest and the balance, if any, to principal.
The Maker reserves the right to prepay this Note in whole or in part at any time without the payment of a
premium or penalty.
It is the intention of the parties hereto to conform strictly to the applicable laws of the State of Texas, the United
States of America, and judicial and/or administrative interpretations or determinations thereof ("Law"), regarding
the contracting for, charging, and receiving of interest for the use and detention of money. The owner and holder
hereof shall have no right to claim, charge, or receive any interest in excess of the maximum rate allowable under
the law on that portion of the face amount representing principal which is outstanding and unpaid from time to
time. Determination of the rate of interest for the purpose of determining