EXHIBIT 10(j)
XEROX CORPORATION
CONTRIBUTORY LIFE INSURANCE PROGRAM
AS AMENDED
AS OF JANUARY 30, 1998
The purpose of the Plan is to provide life insurance benefits to a select group of management employees who
contribute materially to the continued growth, development, and future business of Xerox Corporation.
Article I
Definitions
For the purposes hereof, unless otherwise required by the context, the following phrases or terms shall have the
following meanings:
1.0 "Administrator" shall mean the Vice President of the Company having responsibility for personnel matters or
his designee. The Administrator will manage and administer the Plan in accordance with the provisions of Article
IX of this Plan.
1.1 "Beneficiary" shall mean the person(s), trust(s), or the estate of a Participant, entitled to receive any benefits
under this Plan upon the death of a Participant.
1.2 "Beneficiary Designation" shall mean the form approved by the Insurer which shall be utilized by a Participant
to designate a Beneficiary under the Insurance Policy.
1.3 "Change of Beneficiary" shall mean the form adopted from time to time by the Administrator for use under
this Plan, acceptable to the Insurer, which shall be utilized by a Participant to change his or her Beneficiary.
1.4 "Company" shall mean Xerox Corporation.
1.5 "Employee" shall mean any person who is in the regular full time employment of the Company as determined
by the personnel policies of the Company.
1.6 "Insurer" shall mean the insurance company selected by the Administrator to which both the Participant and
the Company will apply for insurance on the Participant's life.
1.7 "Insurance Policy" shall mean a life insurance contract issued by the Insurer on the life of the Participant.
1.8 "Participant" shall mean an Employee who is eligible to participate and elects to participate in this Plan as
provided in Article II hereof.
1.9 "Plan" shall mean the Contributory Life Insurance Program of Xerox Corporation, which shall be evide