RESELLER SERVICES AGREEMENT
This Reseller Services Agreement (this "Agreement") is entered into effective as of November __, 1997, by and
between First American CREDCO, a Washington corporation, having a principal address as set forth at the end
of this Agreement ("FAC"), and Experian Information Solutions, Inc., an Ohio corporation acting through its
Information Solutions Division ("Experian").
Experian and FAC agree as follows:
Article 1 Term
1.1 Term. Subject to Section 7.2 of this Agreement, this Agreement will continue in force, without any fixed date
of termination ("Term").
Article 2 Credit Reporting Services
2.1 Generally. During the Term, FAC may request that Experian provide FAC with the services listed on the
attached pricing schedule (hereinafter referred to, together with the information therein, as the "Services") to the
extent offered from time to time by Experian and permitted by this Agreement. The Services may consist of
consumer identifying information and/or consumer credit information on individual consumers ("Consumers").
Experian hereby grants FAC a nonexclusive, nontransferable limited license to resell the Services consistent with
the terms and conditions of this Agreement.
2.2 Method of Performance. FAC will request the Services from Experian by electronic means. Each such
request will contain sufficient identifying information concerning the Consumer about whom the information is
requested to enable Experian to perform the Services, and will identify in the manner specified by Experian, the
fact that the request is being made by FAC.
2.3 Status As Consumer Reporting Agency. For purposes of this Agreement, the parties agree that FAC certifies
that it is a "consumer reporting agency" as such term is defined in the federal Fair Credit Reporting Act.
Article 3 Fees
3.1 Generally. With respect to each response from Experian (including each "no record" response) to a request
for Services made by FAC, FAC will pay Experian the fees set forth