SYNOVUS FINANCIAL CORP.
EXECUTIVE SALARY CONTINUATION DEATH BENEFIT PLAN
This Synovus Financial Corp. Executive Salary Continuation Death Benefit Plan (“Plan”) is designed to
provide an income benefit to the beneficiaries of a select group of highly compensated management employees of
Synovus Financial Corp. and its subsidiaries. Participation in the Plan was “frozen” effective January 1, 2005.
This Plan document restates, but does not substantively amend, the terms and provisions of the individual Plan
agreements that were entered into with Eligible Employees prior to January 1, 2005.
1.1 Beneficiary : The Surviving Spouse and/or Dependent Child or Children of Eligible Employee.
1.2 Dependent Child : Any natural or legally adopted child of the Eligible Employee who is either (a) under
18 years of age, (b) attending an accredited school as a full-time student for at least 150 days per calendar year,
or (c) determined by Employer in its sole discretion to be otherwise dependent upon Eligible Employee by reason
of any disability or like cause.
1.3. Effective Date . The Plan as amended herein is effective August 5, 2009.
1.4. Eligible Employee : A full-time employee of Employer who is listed on the Participation List. The
Participation List also describes whether each Eligible Employee is eligible for Plan “A” or Plan “B” benefits. In
the event that an Eligible Employee, while a full-time employee of Employer, shall become totally and permanently
disabled as defined herein, Eligible Employee shall, for purposes of this Agreement, be deemed a full-time
employee of Employer for a period of one (1) year following the Eligible Employee’s date of Total and
1.5. Employer : Synovus Financial Corp. or one of its subsidiaries.
1.6. Period of Eligibility : For Plan “A” Eligible Employees, the period of eligibility shall be one hundred and
twenty (120) calendar months. For Plan “B” Eligible Employees,