1999 EMPLOYMENT AGREEMENT
Columbia Bancorp - Roger Christensen
This Employment Agreement (the "Agreement") is made and entered into this 20th day of July, 1999 by and
between Columbia Bancorp, an Oregon corporation and bank holding company ("Bancorp") and Roger
(1) Bancorp is an Oregon corporation and is the holding company of Columbia River Bank and Valley
Community Bank, which are both state-chartered Oregon financial institutions. Bancorp's principal office is at
420 East Third Street, Suite 200, The Dalles, Oregon 97058.
(2) Bancorp desires to employ Employee as an Executive Vice President and Chief Operating Officer of
Bancorp on the terms and conditions set forth herein.
Now, therefore, it is agreed:
1. RELATIONSHIP AND DUTIES.
1.1 EMPLOYMENT AND TITLE. Bancorp shall employ Employee as an officer of Bancorp with the title of
Executive Vice President and Chief Operating Officer to perform such services and duties as the Chief Executive
Officer of Bancorp may designate from time to time. Subject to the terms and conditions hereof, employee shall
perform such duties and exercise such authority as are customarily performed and exercised by persons holding
such office, subject to the general direction of the Chief Executive Officer of Bancorp. Such services and duties
shall be exercised in good faith and in accordance with standards of reasonable business judgment.
1.2 DUTIES; CONFLICTS. Employee shall devote his full time, attention and efforts to the diligent performance
of his duties as an officer of Bancorp. Employee will not accept employment with any other individual,
corporation, partnership, governmental authority or any other entity, or engage in any other venture for profit
which Bancorp, or any subsidiary, parent, sister or affiliated corporation of Bancorp, considers to be in conflict
with their best interests or to be in competition with their business, or which may interfere in any way with
Employee's performance of