undefinedAIPT-FAQ Inbound 1-1-08
WHAT ARE THE POLICY BENEFITS?
Co-Pay $100.00 (per emergency room visit if not admitted to Hospital)
Maximum Medical Benefit $150,000
Accidental Death and Dismemberment $50,000 for Participant, $10,000 Spouse, $5,000 per child
*Medical Evacuation $Unlimited
*Repatriation of Remains $Unlimited
*Family Airfare $2,500
This plan was designed to cover you for medical expenses incurred as a result of a covered sickness or
injury. Please review your brochure carefully, particularly those sections titled “Description of Coverage”,
“Covered Medical Expenses”, “Limitations on Covered Medical Expenses” and “General Policy
Exclusions”. Copies of the brochure can be obtained from the AIPT web site at www.aipt.org
SERVICES RENEDERED WITHOUT THE AUTHORIZATION AND/OR
INTERVENTION OF MEDEX WILL NOT BE COVERED. Review the MEDEX Assistance Corporation
plan description for several other assistance services. This information can be found with your AIPT
policy brochure. In particular, please familiarize yourself with the MEDEX policy's exclusions.
HOW DO YOU GET REIMBURSED?
By submitting what is known in the insurance industry as a claim.
WHAT DOES THE WORD "CLAIM" MEAN?
A claim is a request for payment in accordance with an insurance policy. For our purposes, this would
require an original itemized bill, along with a completed claim form.
WHERE CAN I GET A CLAIM FORM?
You may obtain a form directly from IEES at www.iees.com.
HOW DO I SUBMIT A CLAIM?
Complete Part A of the Claim Form and mail it to IEES with the original detailed bill from the doctor,
hospital or any other medical provider. The bill from the provider should include the provider's name and
address, the insured's name, patient's name, a diagnosis, the date of service, and a detailed listing of
the charges incurred. Note that your claim form must include your name exactly as it appears on your
AIPT Identification Card (ID card).
Keep in mind when submitting yo