POLICY SUMMARY – PUBLIC LIABILITY FOR TAXI DRIVERS
The following is a summary only. For full details please refer to the policy wordings which are legal documents,
copies of which are available on request.
This policy is suitable for drivers who transport passengers for hire or reward, where protection is required for their liability to
third parties arising in the course of their occupation, which is not covered under their motor insurance. Cover can be arranged
for individual drivers or on a fleet basis. Cover is available to all sectors of the industry, including chauffeur, hackney carriage,
public hire, private hire and for contracts with schools and educational trusts, local authority or commercial organisations.
The Cover
This insurance indemnifies the Insured against liability at law for damages, claimants costs, expenses and all costs and
expenses incurred with the Underwriters written consent in respect of accidental bodily injury or accidental damage to property
occurring during the period of insurance in connection with their business and which occurs within Great Britain, Northern
Ireland, Channel Islands and Isle of Man.
Principal Exceptions
1. Employers Liability
2. Any liability under the Road Traffic Acts
3. Liability arising out of the possession or use of any aircraft or hovercraft
4. Product Liability
5. Actions for damages brought in courts outside the territorial limits
6. Liabilities assumed under contract which would not have otherwise attached
7. Pollution unless caused by immediate discharge following an accident
8. The excess
9. Professional indemnity
10. Wrongful arrest
11. Alleged criminal acts by drivers
12. Liquidated damages, penalty clauses, punitive or exemplary damages or any damages resulting from the multiplication of
compensatory damages
13. War & Civil Commotion
14. Nuclear Risks
15. Terrorism
16. Asbestos
17. Supply of food and drink
PO Box 31116 London E14 9GL • Telephone 020 7001 9200 • Fax 020 7068 7768 • Email liabilities@tradex.com • www.tradex.com
Tradex Insurance Comp