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SPECIAL FEES AND CONDITIONS FOR COMMERCIAL
ACCOUNTS
Effective September 1, 2008
Account
Provident Account Fee
Community Checking
No monthly maintenance fee
Excess item charge
(after first 20 items)
$ .50++
Miscellaneous Fees apply.
Free Business Checking
No monthly maintenance fee
Excess item charge (after first 150 items)
$ .50++
Miscellaneous Fees apply.
Small Business Checking
Monthly maintenance fee
$12.00
Excess item charge (after first 300 items)
$ .50++
Miscellaneous Fees apply. Monthly maintenance fee will be waived if
$2,500 average monthly collected balance is maintained.
Business Analysis Checking
Monthly maintenance fee
$15.00
Deposit slip
$ .40
Deposit item
$ .11
Checks paid
$ .16
Miscellaneous Fees apply.
Earnings credit:
Provident sets earnings credit rates each month based on current interest
rates. Accounts with higher average collected balances may be eligible
for higher rates. Earnings credits may be used to offset certain fees and
charges.
Business Partner
Monthly maintenance fee
$ 11.00
Excess item charge (after first 200 items)
$ .50*
Miscellaneous Fees apply. Monthly maintenance fee will be waived if
$2,500 average monthly collected balance is maintained.
Business Interest Checking
Monthly maintenance fee
$12.00
Excess item charge (after first 300 items)
$ .50++
Miscellaneous Fees apply. Monthly maintenance fee will be waived if
$2,500 average monthly collected balance is maintained.
Commercial Premium Money Market Account
Excess checks/debits (per occurrence)
$5.00
Below daily minimum balance ($1,000)
$8.00
Miscellaneous Fees apply.
Commercial Platinum Reserve Money Market Account
No monthly service charge
Excess checks/debits (per occurrence)
$5.00
Miscellaneous Fees apply.
CDARS Settlement Account
No monthly service charge
Commercial Savings Accounts
Statement and Passbook Sa