GE.08-20686 (E) 210208 210208
Economic and Social
21 January 2008
ECONOMIC COMMISSION FOR EUROPE
INLAND TRANSPORT COMMITTEE
Working Party on Road Traffic Safety
Geneva, 26-28 March 2008
Item 4 (j) of the provisional agenda
REVISION OF THE CONSOLIDATED RESOLUTION
ON ROAD TRAFFIC (R.E.1)
Motor car insurance
Note by the secretariat1
The secretariat transmits herewith proposals on motor car insurance submitted by the
delegation of the Russian Federation further to the announcement made by the Chairman of
WP.1 at the Working Party’s fifty-third session (see document ECE/TRANS/WP.1/113,
Once the proposals have been adopted by the Working Party, they will be incorporated in
Chapter 2 of the revised R.E.1.
1 This document was submitted late for technical reasons.
Chapter 2 Methods of influencing behaviour on the road
2.5 Compulsory civil liability insurance for vehicle owners (exertion of economic pressure
2.5.1 Overview of the problem
Experience in a number of countries clearly shows that the most effective way to influence
road traffic offenders is holistically. This is achieved by combining criminal and
administrative sanctions with economic measures.
Vehicle owner civil liability insurance is widely employed for this purpose. The use of this
type of insurance makes it possible: first, to guarantee compensation for harm caused to the
lives, health or property of road traffic accident victims; and, second, to exert economic
pressure on drivers guilty of causing harm, by changing the cost of their insurance cover.
In addition to voluntary vehicle owner civil liability insurance, many States have
established in their legislation requirements concerning the duty of vehicle owners to
insure their civil liability in case they cause