Many people believe that investing is only
for the rich. This is far from true – you
don’t have to be wealthy to be an
investor. In fact, investing is an effective
way to create wealth.
Put simply, investing involves putting your
savings to work, thus helping you achieve
your financial goals sooner. Wisely
selected investments can help meet your
financial needs by increasing your wealth,
providing you with an income or both.
You’ve worked hard for your money.
By investing it, you can make it work
Making dollars out
What’s wrong with leaving my money in
Keeping your money in a bank account is a good
choice for emergency funds, but it may not be the
best choice for long-term savings. Although they
are secure, the real value of your money may
decrease over time because inflation can erode its
purchasing power. Your money needs to grow at
a greater rate than inflation in order to resist
erosion. That’s why the careful investment of your
money is so important.
What other investment options are
If investing your money in a bank over the longer
term isn’t appropriate, what are the alternatives?
Many investors believe the fixed interest sector
consists solely of investing in bank term deposits.
However, fixed interest investments actually come
in many forms, including treasury notes,
debentures and fixed interest trusts.
Investing in property isn’t confined to owning your
home or even a rental property. You can purchase
directly or alternatively, invest in a property trust.
Investment properties can include industrial,
commercial, residential, retail, rural and tourist
Put simply, purchasing shares gives you part
ownership in a company and the opportunity to
benefit from its growth through the payment of
dividends and increase in share price. As with
property, you can purchase shares directly or
through a managed fund.
How can I invest directly?
Investing on your own means you have full
control over your investmen