800.325.BANK
stbank.com
Page 1 of 7
S&T Bank Rates and Fees
(Effective December 17, 2008 through December 23, 2008)
Growth/Income CD Time Deposits – Available for amounts up to $500,000
Please see Footnote 1 for disclosure.
Opening Balance
Requirements
Annual
Percentage Yield
Interest
Rate
Relationship
CD Offer
7 days to 31 days
$75,000
.25%
.245%
NO
32 days to 89 days
$75,000
.25%
.245%
NO
90 days to 181 days
$1,000
.25%
.245%
NO
6 months to 12 months
$1,000
1.00%
.993%
NO
1 year to less than 2 years
$500
1.25%
1.242%
YES
2 years to less than 3 years
$500
1.75%
1.738%
YES
3 years to less than 4 years
$500
2.00%
1.986%
YES
4 years to less than 5 years
$500
2.25%
2.233%
YES
5 years
$500
2.50%
2.480%
YES
IRA CD Time Deposits
Please see Footnote 1 for disclosure.
Opening Balance
Requirements
Annual
Percentage Yield
Interest
Rate
Relationship
CD Offer
6 month
$1,000
1.00%
.993%
NO
1 year to less than 2 years
$500
1.25%
1.242%
YES
2 years to less than 3 years
$500
1.75%
1.738%
YES
3 years to less than 4 years
$500
2.00%
1.986%
YES
4 years to less than 5 years
$500
2.25%
2.233%
YES
5 years
$500
2.50%
2.480%
YES
S&T-Bill CD Time Deposit
12-month CD
(Please see Footnote 10 for disclosure)
Opening Balance
Requirements
Annual
Percentage Yield
Interest
Rate
Effective December 1, 2008
$500
0.15%
0.15%
Quick Cash 10-Month CD Time Deposit or IRA
Please see Footnotes 1 and 2 for
disclosures.
Opening Balance
Requirements
Annual
Percentage Yield
Interest
Rate
10 month CD or IRA
$2,500
0.50%
0.495%
(Effective December 17, 2008)
Smart Start S&T-Bill CD Time Deposit
12-month CD
(Please see Footnote 11 for disclosure)
Opening Balance
Requirements
Annual
Percentage Yield
Interest
Rate
Effective December 1, 2008
$250
0.15%
0.15%
NO RELATIONSHIP BONUS AVAILABLE ON THE T-BILL CDs.
800.325.BANK
stbank.com
Page 2 of 7
Money Market Accounts
Please see Footnote 3 for