EXHIBIT 10.3 - COVER LETTER
November 13, 1996
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: Selective Insurance Group, Inc. Form 10Q for the period ending September 30, 1996
Ladies and Gentlemen:
Accompanying this letter for filing pursuant to the Securities Act of 1933, are amendments to employment
agreements for Dominic J. Addesso, James W. Entringer, and Thornton R. Land. The agreements were initially
filed as exhibits with the Form 10K for the period ending December 31, 1993.
Very truly yours,
AMENDMENT NO. 2 TO EMPLOYMENT AGREEMENT
AMENDMENT NO. 2, dated as of June 6, 1996 among SELECTIVE INSURANCE GROUP, INC., a New
Jersey corporation ("Selective"), having an office at Wantage Avenue, Branchville, New Jersey 07826,
SELECTIVE INSURANCE COMPANY OF AMERICA, a New Jersey corporation ("SICA"), having an
office at Wantage Avenue, Branchville, New Jersey 07826, and THORNTON R. LAND, having an address at
78 Onderdonk Road, Warwick, New York 10990 (the "Executive"), to Employment Agreement dated as of
September 1, 1993 among Selective, SICA and the Executive as heretofore amended by Amendment No. 1
thereto dated as of January 31, 1994 (as so amended, the "Employment Agreement").
WHEREAS, Selective, SICA and the Executive have executed and delivered the Employment Agreement and
Selective has guaranteed all of the obligations of SICA as the Employer under the Employment Agreement; and
WHEREAS, the parties hereto desire to further amend the Employment Agreement to extend the term thereof
and to modify the Salary (as defined in Section 3 of the Employment Agreement) provided for therein.
THEREFORE, in consideration of the premises and the mutual covenants hereinafter set forth, the parties hereto
agree as follows:
1. The term of employment under the Employment Agreement is hereby extended for a period of three (3) years
commencing September 1, 1996 (the "Renewal Term"), and all re