COMMUNITY CENTRAL BANK
DEATH BENEFIT PLAN
EFFECTIVE JANUARY 1, 2003
The purpose of the Plan is to provide supplemental death benefits to a select group of employees who contribute
materially to the continued growth, development and future business success of Community Central Bank,
Community Central Bank Corporation and their affiliated entities. The Plan shall be unfunded for tax purposes
and for purposes of Title I of ERISA.
For purposes of the Plan, unless otherwise clearly apparent from the context, the following phrases or terms shall
have the following indicated meanings:
"Bank" shall mean Community Central Bank, and any successor to all or substantially all of the assets or business
of the Bank.
"Beneficiary" shall mean one or more persons, estates or other entities, designated in accordance with Article 5,
that are entitled to receive benefits under the Plan upon the death of a Participant.
"Beneficiary Designation Form" shall mean the form established from time to time by the Committee that a
Participant completes, signs and returns to the Bank or the Committee to designate one or more Beneficiaries.
"Board" shall mean the board of directors of the Bank or the Holding Company.
"Change in Control" shall mean the first to occur of any of the following events:
(a) An acquisition of control of the Bank within the meaning of the Bank Holding Company Act of 1956 and 12
C.F.R. Part 303.82 as in effect on the date hereof that is not subject to rebuttal;
(b) Any event that would be required to be reported in response to Item 1 of the current report on Form 8-K, as
in effect on the date hereof, pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 (the
"Exchange Act") if the Exchange Act were applicable to the Bank;
(c) Any "person" (as that term is used in Section 13 and 14(d)(2) of the Exchange Act), other than the Holding
Company or an affiliate of the Holding Company, becomes the beneficial owner (as that term is used in