What Coverage Must California Car Insurance Have?
When you are residing in California and own a car or two, having a California Car Insurance policy is one of the necessities that your finances should
allocate. There are many cheap California Auto insurance policies that suit your needs and your car's.
As a general rule, car drivers and car owners are required to shoulder the liability of financial expenditures during accident, though set at a minimum
amount. This principle is especially applied especially when deaths occur from car accident.
In order to meet the State requirement, several automobile insurance companies offer three types of auto insurance coverage. Two of such types are
designed to be active when the driver is held liable for damages, while the other is somewhat like an emergency insurance. California Car Insurance
companies have all these types and more.
If you desire to avail Fully Comprehensive, read the policy carefully because some auto insurance companies do not insure 100% of the car's value
but only 80%. This is stipulation is to protect the car insurance companies against fraudulent claims of losses for their car such as the owner wants to
dispose the car or is having financial difficulties.
The second type of coverage in car insurance is Bodily Injury Liability. Still, when you are at fault in the accident, California auto insurance shoulders
the expenses for any injury or even death of a person resulting from the accident.
Nor does California Car Insurance settle the financial liability if, during the car accident, the other party is at fault. In short, you can only claim against
your car insurance company if you are held responsible of the car accident.
The second type of auto insurance is Bodily Injury liability, which is granted upon the wronged party to cover his medical expenses, or as the minimum
death settlement money. If you are the car owner, you had better avail these two types of automobile coverage for it covers medical and car repair.
For its part, if you purchase this typ