2010 OMNIBUS INCENTIVE PLAN
The purposes of the Primerica, Inc. 2010 Omnibus Incentive Plan (the “Plan”) are to (i) align the long-term
financial interests of employees, directors, consultants, agents and other service providers of the Company and its
Subsidiaries with those of the Company’s stockholders; (ii) attract and retain those individuals by providing
compensation opportunities that are competitive with other companies; and (iii) provide incentives to those
individuals who contribute significantly to the long-term performance and growth of the Company and its
(a) Effective Date . The Plan was adopted by the Board on March 31, 2010, 2010, and shall become
effective without further action as of the later of (a) the effectiveness of the Company’s registration statement on
Form S-1 filed with the U.S. Securities and Exchange Commission on November 5, 2009, as amended, and
(b) the Common Stock being listed or approved for listing upon notice of issuance on the New York Stock
(b) Duration . Subject to the right of the Board to amend or terminate the Plan at any time pursuant to
Section 20 hereof, the Plan shall remain in effect until the earlier of (a) the date all shares of Common Stock
subject to the Plan have been purchased or acquired according to the Plan’s provisions or (b) the tenth
anniversary of the date the Plan becomes effective pursuant to Section 2(a) hereof. No Awards shall be granted
under the Plan after such termination date but Awards granted prior to such termination date shall remain
outstanding in accordance with their terms.
“ Award ” shall mean an Option, SAR, Stock Award or Cash Award granted under the Plan.
“ Award Agreement ” shall mean any written agreement, contract, or other instrument or document evidencing
“ Board ” shall mean the Board of Directors of the Company.
“ Cash Award ” means cash awarded under Section 7(d) of the Plan, including cash awarded as a bonus or