College Students Gear Up for Back to School by Finding the Best Car Insurance
As college students head back to school, they are looking for ways to save on expenses. A popular
way has been to compare top insurers nationwide to find the cheapest car insurance premiums.
BestCarInsurance.net gives tips on how students and parents can find the best car insurance and
Chicago, Ill. (Vocus) August 31, 2009 -- With rising costs of tuition, students are looking for more ways to save
as they head back to school this semester. One way has been to compare top insurers nationwide to find the
cheapest car insurance premiums. BestCarInsurance.net gives students and parents tips on how they can find the
best car insurance to save on costs.
The quickest and easiest way to find the cheapest car insurance premiums is to compare top insurers nationwide
and choose the plan that offers the most complete coverage at the lowest rate. However, there are some additional
ways to save when a driver is discussing policies with an insurance agent.
First, discuss mileage and how often the car will actually be driven by the student. If vehicle is staying at the
parents’ house and the student will only be driving it when visiting home, this can greatly reduce mileage – and
car insurance costs. Also consider whether the student will be living on or near campus. If so, the vehicle may not
be driven daily.
Consider the car that is driven and what coverage is needed. A safer, more modest car will always cost less to
insure than a flashy, expensive car. With a less expensive vehicle, many will choose to drop collision coverage.
Typically, if a car has a book value of less than $3,000, collision coverage is not necessary.
Combine policies to get the best car insurance. Keep the student on the parent’s insurance or have the student
purchase other forms of coverage through the same company. A student can purchase renter’s insurance for $10
to $15 a month through the same insurer and receive discounts on their auto insuranc