Insurance is essential for every driver as it protects you from wrecks that are usually not in your
control. There are many kinds of auto insurance plans and types that you should know about so
you know which one is the best. There is comprehensive insurance, collision plans and liability
plans which are the most basic ones but you can certainly get customized plans, as well.
Usually the law requires that every driver must carry car insurance when he or she drives or else
you can be penalized with heavy fines if you are pulled over and found without insurance. That
aside, insurance is important just for the safety and well being of your vehicle and for you,
saving you from heavy expenditures in case of any accidents or dangerous events. Collision
insurance has you covered in case of an accident whether it was your fault or the fault of the
other driver. This can save you an immense amount of money if you have a fender bender or any
other kind of accident. Collision insurance has it covered regardless of the fault. Also, if you
have uninsured motorist coverage, that can really be helpful, as well, if the other driver had no
insurance and the accident was his or her fault.
Comprehensive insurance is really the sort of insurance that is all encompassing and is sort of the
one that is open to all probabilities. If something, anything, happens to your car, this insurance
will have you covered totally. If something falls on your car, if it is robbed and vandalized, if
you smash into a tree, comprehensive insurance will take care of it.