LANDMARK BANCSHARES, INC.
STOCK OPTION AGREEMENT
This Agreement constitutes the award of STOCK OPTIONS for a total of 2,053 shares of Common Stock, par
value $.10 per share, of Landmark Bancshares, Inc. (the "Corporation"), to Richard A. Ball (the "Participant") on
such terms and conditions as are set forth hereinafter.
1. Definitions. As used herein, the following definitions shall apply.
"Award" means the grant by the Board of the Corporation of a Stock Option as detailed hereinafter.
"Bank" shall mean Landmark Federal Savings Bank, or any predecessor corporation thereto.
"Board" shall mean the Board of Directors of the Corporation, or any successor or parent corporation thereto.
"Code" shall mean the Internal Revenue Code of 1986, as amended.
"Committee" shall mean the Board or the Stock Option Committee which may be appointed by the Board from
time to time.
"Common Stock" shall mean common stock, par value $0.10 per share, of the Corporation, or any successor or
parent corporation thereto.
"Corporation" shall mean Landmark Bancshares, Inc., the parent corporation for the Bank, or any predecessor
or Parent thereof.
"Director" shall mean a member of the Board of the Corporation, or any successor or parent corporation thereto.
"Director Emeritus" shall mean a person serving as a director emeritus, advisory director, consulting director or
other similar position as may be appointed by the Board of Directors of the Bank or the Corporation from time to
"Disability" means any physical or mental impairment which renders the Participant incapable of continuing in the
employment or service of the Bank or the Parent in his then current capacity as determined by the Committee.
"Date of Grant" shall mean January 15, 1998.
"Employee" shall mean a person employed by the Corporation or any present or future Parent or Subsidiary of
"Fair Market Value" shall mean: (i) if the Common Stock is traded otherwise than on a national securities