FORM OF RESTATED
CERTIFICATE OF INCORPORATION
DELTA MUTUAL, INC.
The undersigned, a natural person, for the purpose of organizing a corporation for conducting the business and
promoting the purposes hereinafter stated, under the provisions and subject to the requirements of the laws of the
State of Delaware (particularly Chapter 1, Title 8 of the Delaware Code and the acts amendatory thereof and
supplemental thereto, and known, identified, and referred to as the "General Corporation Law of the State of
Delaware"), hereby certifies that:
FIRST: The name of the corporation (hereinafter called the "corporation") is Delta Mutual, Inc.
SECOND: The address, including street, number, city, and county, of the registered office of the corporation in
the State of Delaware is 1013 Centre Road, City of Wilmington 19805, County of New Castle; and the name of
the registered agent of the corporation in the State of Delaware at such address is Corporation Service
THIRD: The nature of the business and purposes to be conducted and promoted by the corporation are as
follows: to conduct a mortgage company. To conduct any lawful business, to promote any lawful purpose, and to
engage in any lawful act or activity for which corporations may be organized under the General Corporation Law
of the State of Delaware.
FOURTH: The total number of shares of stock which the corporation shall have authority to issue is One
Hundred Million (100,000,000) shares of Common Stock, having a par value each of One-hundredth of One
Cent ($.0001) per share.
FIFTH: The name and the mailing address of the incorporator are as follows:
SIXTH: The corporation is to have perpetual existence.
SEVENTH: Whenever a compromise or arrangement is proposed between this corporation and its creditors or
any class of them and/or between this corporation and its stockholders or any class of them, any court of
equitable jurisdiction within the State of Delaware may, on the application in a summary way of this