VISA®, VISA® PLATINUM, VISA® PLATINUM REWARDS CREDIT CARD AGREEMENT AND
TRUTH IN LENDING DISCLOSURE PROVISIONS
(Please refer to the Loan Schedule of Rates and Fees for additional information regarding this Credit Card Agreement.)
As used herein, the following words have the following meanings: (i) “account” means the revolving credit card account established on your behalf in connec-
tion with the Card; (ii) “agreement” means this Credit Card Agreement and Truth-in-Lending Disclosures; (iii) “card” or “cards” mean the VISA®, VISA® Platinum,
VISA® Platinum Rewards credit card(s) issued by us in connection with your account; (iv) “you” and “your” mean any person who applies for, signs or uses the Card;
(v) “we,” “us” and “our”mean Bellco Credit Union. This agreement governs the use of the card and the account. By applying for the card or by signing or using the
card, you have agreed to be bound by the terms of this agreement.
UNIVERSAL PROVISIONS. The following provisions apply:
(a) Name, Address and Phone Number.
BELLCO CREDIT UNION
P.O. Box 6611
Greenwood Village, CO 80155-6611
(b) Business Hours. (Holidays Excluded)
PHONE CONTACT CENTER
Monday-Friday 8:00 a.m. to 5:00 p.m.
Varies by location. Visit www.bellco.org or call for information about the branch nearest you.
(c) Ownership of Your Card. The card(s) issued to you remains our property. You may surrender them at any time and you must recover and surrender all cards
upon our request and upon termination of this agreement.
(d) Investigation Authorization. You authorize us to investigate your credit record and verify your credit, employment and income and further authorize any
person, association, firm, corporation or personnel office to furnish on our request, information pertinent to evaluation of your creditworthiness. You authorize
us to obtain information concerning your creditworthiness from consumer reporting agencies, both now and in connection with updates, renewals, and l