Certain requirements and restrictions apply. Subject to loan approval.
* Pre-approval means that you could qualify for a residential loan based on limited information provided, and is not a commitment
by Bank of Hawaii to make you a particular loan.
Simplifying the Mortgage Loan Process
We make it easy for you
Buying a home can be very exciting, but stressful as well, if you don’t know what to expect. At
Bank of Hawaii, we’re committed to making the mortgage loan process as easy as possible for you.
Our experienced loan officers will walk you through the process every step of the way. Call or
visit us today. We’ll make you feel right at home.
Accepted sales contract
submitted to BOH
Credit report, title report,
appraisal and other
Funding and recording
prepared and loan
Mortgage Loan Application Checklist
All you need to get started on a residential loan.
Current pay stubs for the most recent 30-day period.
IRS W-2 forms for the most recent 2 years.
If you are self-employed and own more than 25% of your business or if more than 25% of your income is
derived from commissions, provide tax returns for the most current two years.
If you are self-employed and own more than 25% of your business, please provide business tax returns for the
most current two years, a year-to-date profit and loss statement and balance sheet.
Current bank statements for the most recent two month period or quarter.
If you are a first time homebuyer and currently renting a home, please provide the name, address and
telephone number for your landlord(s) for last 12 months.
If you own rental properties, provide current rental agreements on all rental properties.