TransUnion Corporate Profile
TransUnion leverages a superior understanding of consumer information, advanced analytic capabilities,
sophisticated technologies and diverse expertise to develop innovative, reliable solutions to meet the changing
needs of customers and consumers around the globe.
In 1968, the Union Tank Car Company, a railcar leasing operation, created TransUnion as its parent holding
company. For the next 30 plus years, we grew to become one of the world's leading business intelligence
providers, maintaining one of the largest collections of consumer information. In 1969, we recognized an
opportunity to grow a new business using our technical expertise. We acquired the Credit Bureau of Cook
County (CBCC), which manually maintained 3.6 million card files in 400 seven-drawer cabinets. Soon after the
acquisition of CBCC, we became the first company in the credit reporting industry to replace accounts
receivable data with automated tape-to-disc transfer, drastically cutting the time and cost to update consumer
Throughout the 1970s and 1980s, we continued to expand our facilities and capabilities through investments
in technology and strategic growth initiatives and acquisitions. In 1988, we achieved full coverage in the
United States, maintaining and updating information on virtually every market-active consumer in the country.
Through the 1990s and the turn of the century, we've extended operations beyond the credit reporting industry
and business-to-business offerings. Our real estate division offers lenders nationwide access to prospects, the
ability to originate and close residential loans and manage the post-closing process. We also strengthened
our analytics and decisioning capabilities by acquiring one of the most powerful technologies for high-volume,
individual-level decisions about customer prospecting, acquisition and management.
On the consumer front, TransUnion entered the direct-to-consumer market with the acquisition of