College Student Credit Cards - How to Build Your Credit
Credit cards for college students are easily available online. The downside is that card issuers realize that most students do not have a particular credit
strategy in mind, just a desire for easy access to credit.
Card issuers are keenly aware of how to market their products to college students and young people in general. Because of the lack of an established
credit history or credit profile, credit cards for students are often more expensive to maintain than traditional credit cards. Subsequently, credit cards for
college students often have high interest rates, annual fees, as well as other fees attached. If you are a college student with good credit, you should
not have any problem getting approval for an attractive card offer. Unfortunately, many students do not have good credit history, or any credit history at
all for that matter.
Shopping for a College Student Credit Card
The first 3 steps when shopping for a credit card for a college student are quite simple: research, research and research. You can easily begin your
search online where you can compare and contrast card offers from all of the leading card issuers. This will give you a huge advantage when shopping
for the right card offer because you can get a very clear picture of what the cards offer in terms of features and benefits as well as what the card will
cost you over time. Thoroughly researching each card offer will help you save time and money, and ultimately, should help lead you to the very best
credit cards for college students available anywhere.
College Student Credit Card Specifics
A typical college student credit card offer might include the following:
-0% APR up to six months on balance transfers and purchases
-Zero liability on unauthorized purchases (a "must have" in any credit card offer)
-No annual fee
-Online account management
-No co-signer requirement
Most of the best student credit card offers will provide you 6 months of 0% APR on purchases, wh