Insight | Case Study
One of the nation’s largest commercial banking organizations, offering deposit, credit, trust and
investment services, needed to develop a data warehouse environment, including enterprise data
warehouse (EDW) and credit data management (CDM) solutions, to address the regulatory require-
ments of Basel II. The organization asked BearingPoint, a leader in risk, compliance and security,
to create a solution that would give it insight into its commercial portfolio, assess and enhance
its data quality, and generate reports as required by Basel II.
Meeting Basel II requirements
As part of its efforts to impose minimum capital requirements and market discipline on financial
institutions, Basel II aims to leverage a bank’s internal models for both credit and operational risk.
Basel II, which requires changes to banks’ public disclosures and regulatory reviews of capital,
also imposes new requirements for the way banks store and manage credit data.
Implementing enterprise data
warehouse and credit data
management for Basel II compliance
A top 10 U.S.
BearingPoint’s management and
technology consultants helped
the commercial banking division
of a top 10 U.S. bank leverage
Basel II compliance to create
value for the organization by
successfully deploying enterprise
data warehouse and credit data
management solutions to meet
reporting requirements as well
as improve data quality, reporting
processes and infrastructure.
The client, one of the nation’s largest commercial banking organizations, operates an
extensive regional distribution network and also serves customers in selected markets
nationally. Its primary businesses include deposit, credit, trust and investment services.
Through various subsidiaries, the company offers credit cards, mortgage banking,
insurance, brokerage and capital markets services.
The firm needed to implement processes for storing and managing credit data and set
up systems to satisfy Basel II requiremen