Mobile Contactless payment
Major players on the market
– banks and operators –
launch a joint experiment
(9 November 2007) Six large banks and four mobile operators launch a
joint field trial, known as “Payez Mobile”, to test a mobile contactless
payment service with a thousand customer testers and 200 stores in the
towns of Caen and Strasbourg.
. A group of France’s large banks (BNP Paribas, Groupe Crédit Mutuel-CIC, Crédit
Agricole and LCL, Groupe Caisses d’Epargne , La Banque Postale and Société Générale)
joined forces with main mobile network operators (Bouygues Telecom, Orange, SFR)
alongside NRJ Mobile to develop a solution for a mobile contactless payment service, in
cooperation with MasterCard Worldwide and Visa Europe. This project, overseen by the
French “Secure Electronic Transactions” (TES) cluster in Lower Normandy, relies on the
combined capabilities of the above-mentioned groups.
Making payments easy
This Mobile contactless payment solution uses existing bank card infrastructure. One
or more payment applications (one for each customer’s bank), installed on the SIM
card, can be used to make payments, with the following additional facility:
• For amounts less than €20, customers can pay, if they wish, without using a PIN.
• For payments exceeding €20, the transaction requires a PIN.
The customer’s bank account linked with the application is debited by the amount paid, in
the same way as it would be with a bank card.
Dossier de presse du 9 novembre 2007, page 2 sur 5
At the store, there are two ways to make a mobile contactless payment. In both
cases, the business enters the amount to be paid, which is displayed on the payment
VARIANT FINGER POSITION
1. The customer enters
the menu on their mobile
phone and selects the
1. The customer places
their phone in front of the
terminal. If the amount is