[*] designates portions of this document that have been omitted pursuant to a request for confidential treatment
filed separately with the Securities and Exchange Commission.
THIS PROGRAM AGREEMENT (“Agreement”) is made this 19 th day of September, 2007 by and between
Republic Bank & Trust Company (“Republic”) , a Kentucky corporation, with its principal office at 601 W.
Market Street, Louisville, KY 40202, and Jackson Hewitt Inc. (“JHI”) , a Virginia corporation, with its
principal office at 3 Sylvan Way, Parsippany, NJ 07054.
WHEREAS, JHI ( i) is the franchisor of the Jackson Hewitt Tax Service Ò tax preparation system to
independently owned and operated franchisees (“Franchisees”) and (ii) through Tax Services of America, Inc.,
a wholly owned subsidiary, owns and operates Jackson Hewitt Tax Service locations (“Corporate Stores,” and
together with Franchisees, “EROs ”); and
WHEREAS, the EROs provide income tax return preparation with electronic filing and related services to
WHEREAS, Republic offers products to customers of tax service companies; and
WHEREAS, Republic desires to offer and provide certain financial products to customers of certain EROs
designated by JHI from time to time, and JHI desires that Republic provide such services, on the terms and
subject to the conditions hereinafter set forth (the “Program” ); and
WHEREAS, Republic desires, and JHI agrees to provide, its marketing and training services and personnel in
connection with and to devote support and additional resources in support of the Program; and
WHEREAS, simultaneous with the execution of this Agreement Republic shall enter into a technology services
agreement with Jackson Hewitt Technology Services LLC (“JHTSL”) in connection with Republic administering
and offering the Program (“Technology Services Agreement”) .
NOW, THEREFORE, in consideration of the mutual covenants and agreements contained herein