SECOND ADDENDUM TO AGREEMENT OF LEASE
THIS SECOND ADDENDUM TO AGREEMENT OF LEASE, dated as of May __, 2006 (this
“Addendum”) is made by and between HEADWATERS ASSOCIATES, a Pennsylvania general partnership,
with an address at 10 North Church Street, Suite 307, West Chester, Chester County, Pennsylvania 19380
(“Lessor”) and DNB FIRST, NATIONAL ASSOCIATION, a national banking association having a principal
place of business at 4 Brandywine Avenue, Downingtown, Chester County, Pennsylvania 19335 ("Lessee").
A. On February 10, 2005, Lessor and Lessee entered into an Agreement of Lease (as amended and
supplemented from time to time, the “Lease”), providing for a lease from Lessor to Lessee of certain premises
consisting of 4,770 square feet (the “Original Leased Premises”) on the first floor space of the four story building
at 2 North Church Street, West Chester, Pennsylvania (the “Building”).
B. Lessor and Lessee entered into an Addendum to Agreement of Lease dated as of November 15,
2005 (the “First Addendum”), pursuant to which the parties agreed to add certain third floor conference room
space as “Additional Leased Premises” under the Lease and to provide for additional rent and other terms
relating to the Additional Leased Premises.
C. Lessor and Lessee have obtained a measurement of the actual, useable square footage of the Leased
Premises and wish to adjust the rentals to conform to the actual square footage, on the terms and conditions
contained in this Addendum.
NOW, THEREFORE, intending to be legally bound hereby, and in consideration of the mutual benefits
contained herein and for other good and valuable consideration the receipt and sufficiency of which is hereby
acknowledged, the parties agree as follows:
Definitions . Capitalized terms not otherwise defined in this Addendum shall have the same
meaning in this Addendum as such terms have in the original Lease and the First Addendum respectively.
2. Square Footage and Basi