Inside you’ll find a summary
of your car insurance
Tesco Bank Car Insurance
This is a summary of cover available under Tesco Bank Car Insurance. It does not include all
the policy benefits, limits and exclusions. Full terms and conditions can be found in the Policy
Booklet, a copy of which is available from Tesco Bank.
Tesco Bank Car Insurance is underwritten by Tesco Underwriting Limited, except for Section M –
Motor Legal Protection (Tesco Legal Guard) which is underwritten by Ageas Insurance Limited.
Tesco Underwriting Limited and Ageas Insurance Limited are authorised by the Prudential
Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority. Tesco Bank acts as an insurance intermediary.
The contract is made up of:
• The Policy Booklet, this gives full details of the terms and conditions.
• Policy Schedule, this shows the period of insurance, which sections of the policy apply,
whether your cover is comprehensive (Comp), third party fire and theft (TPF&T) or third party
only (TPO) and details of applicable excesses and endorsements.
• Statement of Fact, this shows the information you have provided to us.
You must tell Tesco Bank about any changes to the information detailed on your Statement of
Fact or Policy Schedule. Please remember that if you do not tell Tesco Bank about any changes
this could result in your contract of insurance being voided (as if the policy never existed), all
claims under your policy being refused and all premiums that you have paid being retained.
Significant Features and Benefits (Cover)
Tesco Bank will inform you of your level of policy cover. This will also be shown on your
quotation documents and on your Policy Schedule when cover is issued.
Comp TPF&T TPO Significant Limitations
£20 million limit for third party property
damage and, subject to written approval,
£5 million limit for costs and exp