Platinum MasterCard® Cardholder Benefits
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This Guide to Benefits contains detailed information about extensive travel, insurance, and
retail protection services you can access as a preferred cardholder. These programs and
coverages apply to travel and retail purchases made on or after October 1, 2005. This Guide
supersedes any Guide or program description you may have received earlier.
To file a claim or for more information on any of these services, call the MasterCard
Assistance Center at 1-800-MC-ASSIST, or en Español: 1-800-633-4466.
Worldwide Automatic Travel Accident Insurance
$100,000 Worldwide Automatic Travel Accident Insurance Provided to Capital One Cardholders at No Extra
Cost to You. This Description of Coverage replaces any and all Descriptions of Coverage previously issued to
the insured with respect to insurance described herein.
Description of Coverage
The Plan: As an eligible Capital One cardholder, you, your spouse, and your dependent children* will be
automatically insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in,
entering or exiting any licensed common carrier, provided the entire cost of the passenger fare(s), less
redeemable certificates, vouchers or coupons, has been charged to your credit card account. If the entire cost
of the passenger fare has been charged to your account prior to departure for the airport, terminal or station,
coverage is also provided for common carrier travel (including taxi, bus, train or airport limousine, not
including courtesy transportation provided without a specific charge), a) immediately preceding your departure,
directly to the airport, terminal or station, b) while at the airport, terminal or station, and c) immediately
following your arrival at the airport, terminal or station of your destination. If the entire cost of the passenger
fare has not been charged prior to your arrival at the airport, terminal or station, covera