Eliminate Credit Card Debt Quickly and
Easily
by Peejay Goodman
Thousands of Americans and others around the
world are trying to find new ways to eliminate
credit card debt. Unfortunately, they are not
finding that it is a very easy thing to do. This is
especially true considering the fact that in many
cases, credit card companies simply are not very easy to work
with.
Sure, there are a couple of tried and true methods, but in
reality they work better in theory than in practice. Lets take a
look at a couple of mentods that are often talked about when it
comes to trying to eliminate credit card debt, and point out
why in most cases, they don't work.
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Make a Budget - OK, sounds good in theory, right? However,
the fact of the matter is, for the most part, people are up to
their eye balls in debt and are making less money today than
they did even last year. So, less money coming in, but trying to
manage the same amount of debt doesn't make for a very
good start to following a budget.
Stop Using The Credit Cards - Unfortunately, for many
people, this is a "no go". You would be surprised to learn just
Eliminate Credit Card Debt Quickly and Easily
how many people are "living" off of their credit cards. The sad
part is, they are not doing it for luxuries - they are doing it to
eat and to keep the electricity and heat on in their homes.
Work With the Credit Card Companies - Good luck! In case
you havn't figured it out by now, the credit card companies are
heartless in most cases. They don't care if you are sick, just
got laid off, or have hit a sudden rough patch and need time to
get back on your feet. They want their money, and will in many
cases get pretty nasty if you don't cough it up.
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As you can see, many of the different methods
that people point to when talking about ways to
eliminate credit card debt simply don't work any
longer. Because of the financial messes that
everyone has found themselves in things like
bu