Consultation Paper on
Public Auto Insurance
in New Brunswick
The Government of New Brunswick is committed to making private passenger
automobile insurance more affordable, fair, and accessible for New Brunswickers. In
support of this commitment, the provincial government agreed to take a closer look
at public automobile insurance.
On August 5, 2003, Premier Bernard Lord announced the creation of a Select
Committee on Public Automobile Insurance. The committee has been asked to study
the existing provincial public automobile insurance models, seek the views of New
Brunswickers, answer some complex questions and recommend a possible public
model for our province.
The chair of the select committee is Elizabeth Weir (MLA-Saint John Harbour) and
the vice-chair is Wally Stiles (MLA-Petitcodiac). The remaining select committee
members are: Cy LeBlanc, Milt Sherwood, Kirk MacDonald, Claude Williams, John
Betts, Michael Malley, T. J. Burke, Roland Haché, Rick Doucet, and Bernard Richard.
Mandate of the Select Committee on
Public Automobile Insurance
The select committee has a mandate to look at the various models and options of
public automobile insurance across Canada and identify the most suitable model of
public automobile insurance to ensure fair, accessible, and affordable automobile
insurance for all New Brunswickers in the event a decision is made to move to a
publicly owned system.
The committee is to make recommendations on the key elements of a potential
public automobile insurance system for New Brunswick, such as:
the type of system – tort, full no-fault or partial no-fault, choice or hybrid;
the types of coverages and benefits that should be offered;
• a proper risk rating system for establishing premiums;
the method of selling and distributing insurance (such as through private brokers
or government); and
the types of insurers allowed to operate within a public model (such as the
private sector and government).
As part of its mandate, the committee has been asked to report on the legal, trade