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3/2/06
South Dakota Division of Child Support – Electronic Funds Transfer
ACH (Automated Clearing House) File Structure – CCD+ Format
Before sending Child Support payments by way of Electronic Funds Transfer (EFT), you will be required to send a
prenote file. A prenote file is a file used to send notification to the receiving Depository Financial Institution (DFI) of the
ACH file that you intend to send payments to them via EFT. A prenote file is a standard ACH file (defined on the
following pages) with zero dollar transaction amounts (field 6 in the Entry Detail record). The transaction code (field 2
in the Entry Detail record) must be ‘23’ for prenote files. You will need to contact your financial institution to set up the
procedures for the physical transfer of the ACH file to your financial institution.
The structure for CCD+ formatted files is as follows:
File Header Record – the ‘1’ record
Company/Batch Header Record – the ‘5’ record
Entry Detail Record – the ‘6’ record
Detail 1
Addenda Record – the ‘7’ record
Entry Detail Record – the ‘6’ record
Detail 2
Batch 1
Addenda Record – the ‘7’ record
•
•
•
Entry Detail Record – the ‘6’ record
Detail n
Addenda Record – the ‘7’ record
Company/Batch Control Record – Trailer Record – the ‘8’ record
•
•
•
Company/Batch Header Record – the ‘5’ record
Entry Detail Record – the ‘6’ record
Detail 1
Addenda Record – the ‘7’ record
Entry Detail Record – the ‘6’ record
Detail 2
Batch n
Addenda Record – the ‘7’ record
•
•
•
Entry Detail Record – the ‘6’ record
Detail n
Addenda Record – the ‘7’ record
Company/Batch Control Record – Trailer Record – the ‘8’ record
File Control Record – Trailer Record – the ‘9’ record
Each record is 94-bytes long. All Alphanumeric fields are right justified, space filled. All Numeric f