Collector Car Insurance
98104A AMS 1.5M 12/08
What It Means
Why It Matters
Coverage is available for a virtually
unlimited number of vehicles per policy.
We can insure all of your collector cars,
as well as regular-use automobiles,
motorcycles, golf carts, motor homes,
etc. on one policy at a competitive rate.
You have coverage for up to 150% of the
value documented at the beginning of your
In the event of irreparable damage,
coverage will not be impacted by
depreciation. (In addition, depreciation
is not applied at renewal.)
Limited Worldwide Coverage
Our coverage responds to accidents
anywhere in the world.
In some countries and jurisdictions, you
are required to purchase auto insurance
locally. In those instances, we can cover
any damages in excess of your local policy
High Liability Limits1
Up to $1 million in coverage for bodily
injury, or $1 million as a combined
single limit. The liability price quoted is
a one-time charge, regardless of the
number of collector vehicles you insure.
If you’re in an accident, you’ll have ample
coverage to pay for medical expenses.
In the event of a partial loss, we can pay
the full amount to restore the item to its
condition immediately before the loss,
or make up the difference between its
market value before and after the loss.
If the value of the vehicle diminishes
despite restoration efforts, we can pay
the difference (up to policy limits).
Choice of Repair Shop
At claim time, you can use the repair
shop of your choice; of course, we still
can direct you to pre-screened facilities
if you prefer.
Many insurers make you choose from
their finite roster of repair facilities and
your preferences are not considered.
If repairs must be made, only original
manufacturers’ parts will be used (unless
they’re no longer made); excludes
You can rely on the highest standards