ARTICLES OF AMENDMENT TO THE ARTICLES OF INCORPORATION
OF EBANK.COM, INC.
The name of the Corporation is EBANK.COM, INC. 2.
Article One of the Articles of Incorporation of the Corporation is amended by deleting said Article in its entirety
and inserting in lieu thereof the following:
"The name of the Corporation is EBANK FINANCIAL SERVICES, INC." 3.
The foregoing amendment of the Articles of Incorporation of the Corporation was duly adopted by the Board of
Directors of the Corporation without shareholder approval at a meeting properly called and held on December
23, 2002, in accordance with the provisions of Section 14-2-1002(8) of the Georgia Business Corporation
Code. Shareholder approval of such amendment was not required pursuant to Section 14-2-1002(8) of the
Georgia Business Corporation Code and the Corporation's Articles of Incorporation.
The amendment specified herein shall be effective at 9 a.m. Eastern Standard Time on January 1, 2003.
Publication of a Notice of Change of Corporate Name will be published simultaneously with the filing hereof,
pursuant to O.C.G.A. Sec. 14-2-1006.1(b). IN WITNESS WHEREOF, the Corporation has caused these
Articles of Amendment to the Articles of Incorporation to be executed by its duly authorized officer on this 23
day of December, 2002.
This Consulting Agreement (the "Agreement") is entered into this 31st day of December, 2001, by and between
Peachtree Capital Corporation, Inc. (the "Company"), Harless & Associates ("H&A"), and Caroline O. Harless
WHEREAS, the Company desires to engage the H&A to perform services and duties for the Company subject
to the terms and conditions set forth in this Agreement;
WHEREAS, as a condition to the execution of that certain Stock Purchase Agreement dated December 27,
2001 (the "Purchase Agreement") among ebank.com, Inc. (the "Parent"), the Company, and Caroline O. Harless
and Steven Harless, indivi